March 1, 2018 Are you planning large expenses and are looking for a cash loan? You couldn’t find better! Take a look at our cash loan ranking and check which bank offers the best conditions. When reviewing offers, pay attention to the CARDP, commission and whether the bank grants loans online. We compile our summary based on the opinions of experts and clients.
Out Banks First place in the ranking
In March, Out Banks has the best cash loan offer. Customers can apply from 2,000 to 50,000 PLN. Loan period – from 4 to 72 months. Borrowers praise the bank for a minimum of formalities. The entire procedure for applying for a financial liability takes place online. To take a loan, simply register on the Out Banks website. Then complete the application and make the verification transfer.
Mobile Sumagi Bank and GTO services – further places on the podium
Second place – Mobile Sumagi Bank. The maximum cash loan amount is PLN 200,000. It is worth noting that the amount is one of the highest in the statement. The interest rate on the loan is fixed – 9.99% Clients of the Mobile Banking service can make a commitment directly through online banking.
The largest Polish bank – GTO BP stood on the lowest step of the podium. As part of the Mini Loan, the customer can borrow from 1000 to 120,000 PLN Money can be withdrawn even on the day the application is submitted. CARDP is relatively low and amounts to 4.99 percent. The borrower sets the date of payment by installments. Interestingly, there is no obligation to provide income declarations to make a commitment. All you need is a statement from your bank account, confirming the receipts from your salary, from the last three months.
Further places in the ranking
Salader Consumer Bank came in fourth. Customers praise the lender for the possibility of individually adjusting the loan installment. Moreover, all forms of employment are honored. People employed in the banking sector under a cash loan at Salader Consumer Bank can count on better conditions.
The fifth deposit belongs to Tiges Bank. The customer may borrow up to PLN 200,000 under the cash loan. The maximum loan period is 120 months. It is worth noting that the money received can be used for any purpose. Required documents to take a loan are: ID card and income certificate.
Sixth place belongs to Gin Banks. The amount of the cash loan ranges from PLN 1,000 to 160,000. Repayment of liabilities can take up to 96 months. If the customer finances the purchase of a car, bicycle or ecological product from the received funds, he receives a PLN 500 commission refund.
Cash loans are more and more willingly taken
Rising wages fuel consumption. Thanks to this, the number of borrowers is constantly increasing. It is estimated that in Poland there are over 8 million people paying back cash loans. According to the Polish Bank Association, over the past 2.5 years the total amount of consumer liabilities has increased by 20 percent. Poles are one of the fastest indebted nations in Europe.